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6 benefits of cruise insurance

6 benefits of cruise insurance

Traveling on a cruise is an exciting experience to try at least once in a lifetime. A cruise offers a range of amenities for adults and children, including live music, concerts, water activities, and delicious meals. However, embarking on a cruise means that one will be away from home for at least a day or two, if not longer. Having cruise insurance can help address various situations that may arise while on board the ship.

Last-minute cancellation refunds
One might have to cancel a cruise trip at the last minute for various reasons, including a family or health emergency. However, cruises have terms and conditions that may prevent the issuance of a refund. If one is faced with this situation, one might lose all the money spent on the cruise package. However, having a cruise insurance plan could offer complete reimbursement or credits.

Coverage for missed cruises
Sometimes, one might need to fly to a city to board a cruise. If the flight gets canceled due to extreme weather conditions, there is a high chance one may miss their cruise and not get a refund in the process. In such situations, signing up for travel insurance can help reimburse an individual for eligible meals, hotel stays, and lost prepaid expenses if a trip delay is experienced. Moreover, trip interruption benefits can also help secure reimbursements for the cost of transportation to the cruise’s first port of call, where one board the ship.

Healthcare benefits
A cruise has basic healthcare amenities onboard to help travelers manage an illness emergency. However, this might cost a lot more than one might anticipate. Even Medicare does not cover health care services when the ship is more than six hours away from one of the country’s ports. A healthcare emergency may require physical evaluations, which could mean getting airlifted to the nearest hospital, which may amount to as much as $100,000. An emergency travel insurance may help pay costs up to the plan’s limits. The coverage may include services such as a 24-hour assistance team to monitor care.

Trip reimbursements due to bad weather
A cruise ship company takes all the necessary precautions to ensure the safety of the crew and passengers during extreme weather conditions. However, unexpected events, such as a hurricane, may result in the termination of the trip before its scheduled end, and a refund may not always be possible. In such cases, signing up for trip cancellation coverage can help the traveler get reimbursed for the missed portion of the cruise.

Financial default coverage
While it is rare for a travel provider to default financially, there is a slim chance they will face a crisis. But in the rare event that it does happen, it could lead to a canceled trip. In such a scenario, a cruise insurance policy can provide financial protection and help one recover some or all of the money spent on the cruise.

Lost luggage or baggage delay benefits
Regardless of the means of transport chosen, including a cruise, one could lose baggage. Signing up for insurance could help cover the cost of replacing or recovering lost items and purchasing necessities while the luggage is missing. This coverage can also reduce stress and help one enjoy the vacation despite losing their belongings.

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The ultimate guide to booking cheap flight tickets online

Flying can be super expensive, and there’s no doubt about that. Even after using all your miles or various discounts, flight tickets can burn a hole in your pocket rather easily. So, how do you get affordable tickets without compromising on your in-flight comfort? Well, here’s a complete guide that will help you with just that: Go incognitoA lot of online websites use cookies to inflate the prices of flight tickets. No, you did not make a mistake when you saw the prices the first time, it truly did change. Multiple sites use these cookies to check if the route has been searched before. With that information, they hike their prices and scare the customer into buying the tickets as soon as possible. Book the tickets as early as possibleBooking the flight tickets at the last moment means high prices. Instead, plan your trips in advance and book the tickets at least three months before the trip. This will help you save a lot of money, and you will be able to choose better seats. If not three months, book the flight tickets at least 30 days before the trip. Ticket prices see a hike during the final three weeks before a flight. Set a price alertYes, flights are cheaper if you book them in advance, but how will you know you’re getting the cheapest possible flights? To do this, set a price alert to get notified when the price increases or decreases. When the price hits the level you want, you can book the ticket. Even if the dip in costs of the flight ticket is small, you will have major savings if you’re booking tickets for a family. Compare prices on different airline portalsChecking the prices of flight tickets on the carrier is good for research purposes. You can then use this information and check for flight prices on travel and planning websites to see if you can avail of major discounts. Do not just check one or two websites. More is always better. This way, you’ll know if you’re actually saving money by getting a discount on your ticket. Take the connecting flightIf you’re in no hurry to get to your final destination, book a connecting flight. Connecting flights are always cheaper than non-stop flights. To top it off, if you can book the connecting flight yourself, you’re bound to save more than you can imagine. That being said, don’t forget to ensure that the two flights have enough time apart or may end up missing your flight. Mix airlines and airportsWhile traveling, it is also important to remember that certain airports are more expensive than others. The same goes for airlines. This is why it is important to check nearby airports while booking a flight. You can end up saving around $30 by choosing the next airport instead of the first one. While searching for connecting flights, you may only receive results showing flights from the same carrier or its partners; you want to avoid this. Choose different websites and different airlines to get the best discounts.

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4 mistakes people make when using travel credit cards

Travel credit cards offer a host of perks for travelers. Some such perks include discounted first-class flights, free checked baggage, complimentary meals, and elite hotel room access, among many others. To access these benefits, users simply have to use their accumulated travel credit points while being aware of the card company’s usage rules associated with their services. While this seems easy, it frequently leads to users making common mistakes with their travel credit card. 1. Allowing travel miles or points to expireMost travel credit points come with a set expiry date. This means that if users do not redeem these points within a certain amount of time, they will lose them once that deadline passes. Credit card holders who do not make the most of such use-it-or-lose-it rewards are essentially wasting this money. To prevent points from expiring, one can use them to make small purchases or redeem them for travel plans regularly. Further, it is important for cardholders to know the rules of their travel credit card. One can set calendar alerts on their phone to avoid missing out on travel credit card benefits due to expiration. 2. Buying points and miles when not neededMany credit card companies enable users to purchase miles or points flexibly to reach their next redemption faster. Although this makes things convenient, buying points or miles is not a wise decision, even when they are available at reasonable prices. It is best to avoid doing so without a specific reason. The only two exceptions are when new points are accessible to users for free or at significantly low prices or when users are just a few hundred points or miles away from reaching the required amount for booking a hotel stay or flight using points. 3. Spending too muchMost travel credit cards today come with spending-centric offers that provide customers with a lump sum of bonus points after they meet a set spending threshold. Many cardholders, especially new ones, do not think much and spend recklessly to claim as many bonus points and benefits as possible. Not knowing how to meet the spending requirement is a big mistake. People who spend their hard-earned money to reach a spending threshold disrupt their monthly budget and earnings/spending ratio. Credit card companies want their customers to spend as much as they can, but this is something users must understand and keep their expenditures under control. 4. Not transferring pointsMany travel credit cards offer users the option of transferring points to multiple hotel and airline partners for redemptions. Essentially, this means that a single travel credit card becomes redeemable at multiple spending points for users, making things very convenient for them. Unfortunately, a lot of credit card holders are unaware of this specific benefit. They may use their points for a single purpose or a set number of uses. This is one of the biggest mistakes people make when using travel credit cards. Doing so limits the scope of their travel credit card and prevents them from experiencing its full set of benefits available to them.

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Hyperkalemia – 10 foods to avoid

Potassium plays a huge role in the health of our heart muscles and nerve cells. And high levels of this element in the blood cause hyperkalemia. If you consume meals high in potassium, your doctor may advise you to decrease portion sizes and concentrate on fruits and vegetables with a lower potassium content. Here is a list of foods rich in potassium that must be avoided if you have hyperkalemia. Yogurt and dairy products A serving of nonfat yogurt weighing eight ounces has roughly 625 mg of potassium, making it one of the dairy aisle’s highest sources of potassium. Even reduced fat milk contains 366 mg of potassium in a glass of cow’s whole milk. Ricotta and cottage cheese are also high in potassium. Goat cheese is a low potassium food, proving that not all cheeses are made equal. Likewise, About 131 milligrams of potassium may be found in a half cup of vanilla ice cream. Bananas When people consider foods high in potassium, bananas frequently come to mind. A banana normally contains 422 mg of potassium. Among all the fruit, bananas are athletes’ favorite as they provide energy. However, it could be highly dangerous for someone suffering from hyperkalemia.
02

10 incredible anticipated Black Friday jewelry deals

If you have been meaning to buy that beautiful solitaire ring or those stunning earrings, this Black Friday sale is the best time to do it. It is the time when you can restock your jewelry stash and even find some great gifts and keepsakes. We have sorted through hundreds of 2021 Black Friday deals and found the best ones so that you can keep an eye out for similar offers this year too. 10 expected Black Friday jewelry deals you cannot miss Pearl stud earrings One of the few things that have stood the test of time is pearl jewelry. It is classy, stunning to look at, and represents femininity and strength. Much more than just a trend, pearl necklaces are perfect for women of all ages. Macy’s cultured freshwater earrings are 7mm in 14k gold. These earrings could be available for almost $100 off in the Black Friday sale. Stacked rings One of the latest trends to hit the fashion circles, stacked rings are definitely gorgeous. They make you stand out from the crowd without making you look overdressed. KAY Jewellers might offer almost 70% on selected stacked rings in their range. It could also offer further discounts with an email sign-up.
03

5 different ways to use tablet computers

Tablets are equipped with multiple features that make them suitable for use anywhere, whether at the office, classroom or home. The device is not limited to as an entertainment source. But these should be used in a productive and balanced way to get the maximum use out of them. Are you looking for some ways to use these tablet computers smartly? Read on to know the different and smart ways to utilize a tablet computer. Second monitor One of the best ways to use a tablet computers is to use them as a second monitor. Some users prefer to work on more than two monitors to enhance and optimize productivity and manage their workflow. If you are one of them, this intelligent way is suitable and could be best for you. You can extend your display by connecting it with your computer. It will also save you money as it would work as another screen without the need to buy a new monitor. The screen is also larger and more beneficial than the regular smartphones. Taking notes For better and enhanced productivity, you can use your tablet computer for taking notes. You can write quick notes, prepare tasks and organize your goals with the help of the device.
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6 mistakes to avoid when buying a new computer

Buying a new computer can be incredibly expensive, given the significant investment it requires. Also, the amount of choice available in terms of prices and configuration can make the whole process of buying a new device very overwhelming. Shoppers often make mistakes when buying a new computer, especially those who are less tech-savvy. In this article, we’ve listed a few common mistakes you can avoid when buying a new computer. Purchasing a computer that does not meet your needs Before buying a computer, it is important to determine your needs, whether you want to use it for home, work, or gaming. There is no reason to buy a computer with tons of RAM if you are not going to use it for heavy workloads or gaming. Shoppers often spend more money on features that they do not need. Before buying, you must list all the features you need and purchase the best one that meets your needs. Not thinking about other costs If you buy a gaming computer, be aware of what is included in your purchase. Most computer software is accessible on a trial basis, and you would need to pay after the trial period ends. It is best to look for deals where software is included in the price to help save money.

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Top 10 cat food deals to check out ahead of Black Friday 2022

Top 10 cat food deals to check out ahead of Black Friday 2022

Black Friday will be here soon, presenting pet parents an opportunity to stock up on food for their feline friends without spending a lot. There will be plenty of discounts from the top pet food brands, including Royal Canin and Purina. But if you cannot wait until then, check out these ten fantastic deals that are available right now. Take your time researching well and pick the healthiest options for your cat! Merrick Purrfect Bistro Grain-free Healthy Weight Recipe Dry Cat food This grain-free recipe ensures your pet gets the proper nourishment and maintains a healthy weight. Besides promoting weight control, it supports the muscles and improves digestive health. The product is already available at a discount of 7% on Chewy, but you can expect a better deal during the year-end sale. Wellness Healthy Indulgence Gravies Grain-free Variety Pack This variety pack makes mealtimes quick and easy. Created by nutritionists and veterinarians, the recipes are enriched with the finest ingredients to promote your cat’s well-being. Petco is offering a discount of 5%, but you can get it at an even lower price by opting for repeat delivery. Tiki Cat Queen Emma Luau Variety-pack Grain-free Canned Cat Food You can save 10% on this variety pack from Tiki Cat at Chewy.
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20 Black Friday 2022 unmissable furniture deals

20 Black Friday 2022 unmissable furniture deals

If you’ve been waiting for Black Friday to make a big-ticket furniture purchase, now’s the time, especially if you’re searching for something, like a sofa or mattress. We’ve seen savings of up to 50% in recent years, so browsing the bargains may really help keep prices down, which is crucial, considering the cost of living. Also, remember to bookmark websites that offer information on the current Black Friday furniture bargains. Metal and wood platform bed frame On Amazon, the ZINUS Suzanne 37-inch Metal and Wood Platform Bed Frame could drop to $189 (was $220), a $31 savings. Bathroom vanity Last year, the Lark Manor Burchard 36′′ Single Bathroom Vanity Set was available for $549.99 (down from $724.99). Add this to your shopping list to save $175 at Wayfair. Floor lamp The AllModern Finton 60.25-Inch Tripod Floor Lamp might be available for $149, a 44% reduction. That’s a deal you don’t want to lose on. Queen-sized bed frame Last Black Friday, the Plank Beam PB312-002 Solid Wood Queen-Size Bed in White was on sale for $270.74 (down from $319). On Amazon, that is a 37% discount. Coffee table Cumka Coffee Table Teak Resin 23.6′′ is anticipated to retail at Walmart for $205.60, a 30% discount.
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Fitness trackers – 10 best Black Friday deals

Fitness trackers – 10 best Black Friday deals

A fitness tracker will be on many Black Friday shopping lists this year. While it is on November 25, multiple deals are expected to pop up from early September to late October. Whatever your fitness mantra, high-tech fitness trackers can help you achieve your goals. And getting them at a discounted price is the cherry on the cake! Let’s check out some amazing Black Friday fitness tracker deals for the year 2022. Fitbit Versa 3 Continuous heart-rate monitoring, SpO2, support for NFC payments, a microphone for taking phone calls, and Google/Alexa assistance are some of the many incredible features offered by this tracker. Plus, unlike its previous variants, Versa 3 provides a built-in GPS for navigation. During the sale season, you might also find it priced under $200. Fitbit Charge 5 Fitbit Charge 5 delivers many upgrades to cater to your needs. Many online platforms offer it for under $150 for a limited period. Its features, like the bright OLED screen, electrodermal activity sensors, contactless payments, notifications, sleep tracking, heart monitoring, and timers, make it one of the most highly dependable fitness trackers. Garmin FENIX 7 Series A week’s worth of battery, topographical maps, touch screen, military-grade standard, up to 10 ATM water resistance, insightful training guides and programs, solar charging, and astonishing real-time stamina feature are the traits that make the 7 series an absolute hit.
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Foods to avoid for managing Crohn’s disease

Foods to avoid for managing Crohn’s disease

When you have been diagnosed with a condition such as Crohn’s, it is vital to watch what you consume to avoid triggering or worsening symptoms. Although there is no specific meal plan for patients with this condition, it has been noticed that avoiding a few foods can help to manage the condition more effectively. However, these trigger items can vary from one person to another. Read on to learn about the foods to avoid during Crohn’s flare-up: Dairy products If you have Crohn’s disease, you might be lactose intolerant too. Lactose is a protein found in milk and dairy items such as cheese, and some people find it difficult to digest or process. Hence, consuming these items could trigger the symptoms of Crohn’s disease and lead to bloating, diarrhea, cramping, etc. However, dairy products are a rich source of vitamin D and calcium; if you are avoiding them, you would need to get these nutrients from other food sources. This can include green leafy vegetables and fortified cereals or juices. You might also need to talk to your doctor about taking supplements. Greasy and fried foods People with this condition should avoid items such as French fries and fried chicken.
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10 Black Friday 2022 dog foods deals to check out

10 Black Friday 2022 dog foods deals to check out

With Black Friday comes amazing deals on a variety of goods, right from appliances to furniture and home décor to dog foods. Even popular brands, such as Royal Canin, Hill’s Science, Iams, and Blue Buffalo, offer hefty discounts during this time. Whether your dog loves dry food or wet food, you will find plenty of nutritious and delicious options at hard-to-miss prices. Check out the best Black Friday dog food deals given below. Blue Buffalo Life Protection Formula Adult Chicken & Brown Rice Recipe Dry Dog Food This dog food, originally priced at $67.99, is offered by Chewy at a discount of 10%. Blue Buffalo Life Protection formula is specially designed for adult dogs. Your pet dog will love to eat this healthy meal made with protein-rich deboned chicken and other natural ingredients. Hill’s Science Diet Adult Sensitive Stomach & Skin Chicken Recipe Dry Dog Food Hill’s Science offers a variety of dog foods to nourish your furry friend who is prone to having an upset tummy. This dry dog food contains nourishing prebiotic fiber and real chicken and is gentle on the stomach. At Chewy, you can get this dog food for $77.99 and save 4%. Iams Proactive Health Smart Puppy Original Dry Dog Food Get a 14% discount on Iams Proactive Health Smart Puppy Original Dry Dog Food when you buy from Chewy.
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Foods to avoid for managing bronchitis

Foods to avoid for managing bronchitis

Bronchitis is a lung condition in which the lining of the bronchial tubes, which are responsible for transporting air to and from the lungs, gets inflamed. The condition can be chronic or acute and can develop as a result of an underlying respiratory condition or a cold. Certain foods can also trigger the condition and cause the symptoms to worsen. Here are some foods to avoid when diagnosed with bronchitis. Dairy products People suffering from chronic bronchitis need to limit their intake of dairy products. When digested, these items release a compound known as casomorphin, which is known to elevate the amount of phlegm and mucus released by the body. This can lead to severe coughing, which could worsen wheezing and pain in patients suffering from the disease. Instead of dairy products, you can opt for alternatives such as almond or soy milk. Excess salt Excess salt can be extremely harmful to patients suffering from the disease because too much sodium can cause water retention in the body leading to difficulty breathing. To season your food, it is essential to opt for low-sodium salt alternatives, as suggested by a nutritionist, to counteract any harmful effects on the body. It is also essential to keep an eye on labels about the amount of salt present in snacks and processed foods.
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